Incarcerated in Prison

[Norwayguy]

Thankfully I have needed business bad enough to write prisoners.

I have a few family members ask me to do so but I always decline.

Just can't see the point. Maybe if I wrote preneed as Newby suggested it would be different.

Come on it makes for a great story....I love any chance I can get to talk about being fingerprinted 4 times and my "time" in jail.

I am with you though on it being business I would not be chasing. In my experience I felt the "client" deserved the service as the company had no problems taking his money and now when the client wanted to access it he was having trouble getting to his money.

 

[gordon112]

This client has another son and has coverage with Liberty National on him. I will be replacing that with most likely RYN. The other son is in prison, so in essence I am not chasing any bad business just trying to give him the correct information as I really would not prefer writing this case.

I already get poked prodded and scanned when I go through Airport security and that feels like crap. I can't imagine how prison life is.

 

[Norwayguy]

This client has another son and has coverage with Liberty National on him. I will be replacing that with most likely RYN. The other son is in prison, so in essence I am not chasing any bad business just trying to give him the correct information as I really would not prefer writing this case.

I already get poked prodded and scanned when I go through Airport security and that feels like crap. I can't imagine how prison life is.

Interesting enough and mind you this was county Jail and not Prison but there was no pat down as I can remember I was escorted into the jail by a corrections officer and put in a room with my "client" the corrections officer watched through a window and his only response was to remove the staple in the papers I left with the client. Best bet is to find out what prison and call and ask the question. If nothing else I can reflect on that experience and realize I would make a poor prisoner.

 

[VolAgent]

Interesting point... Lets say that it was 25 months until the 'plunger is hit', as Lee said. Do you really think that Vantis or any of these other GI policies are going to pay that claim...? Something tells me that their is exclusionary language that would state that if the insured was 'put to death by the plunger', or as a result of felonious actions on the part of the insured... (something that gets you in the electric chair or injection seat would qualify for that surely), that the ins co wouldn't pay such claim...?> I'm just sayin.

And you would be wrong. After twenty four months, the policy becomes incontestable. Some do reserve the right for fraud, but that is it. If it was a GI policy, there was no fraud as the application never asked if the person was incarcerated or on death row. The same as if you got killed while committing a crime. Unless there was language allowing for that exclusion, which I've never seen in a policy, then they could only contest it in the first two years.