Insulin Dependent Children
- Thread starter rousemark
- Start date
- 5,304
Hmm... UHL a no?.....................
- Thread starter
- #3
They don't go below age 20.
- 3,764
I think assurity has a simplified underwriting whole life product that takes insulin diabetics
- Thread starter
- #5
Thanks Matt.. Checked their underwriting guide on FEXquotes. Diabetes 0-15 is a decline.
- 3,764
I did not know that. Thanks for the heads up. Maybe senior life will write her super preferred. I couldn't resist that shot. In all seriousness I really don't have a clue where to place this. MetLife offer a table 6 to one of my clients but it wasn't a juvenile case. I will speak with brokers alliance impaired risk dept on Monday and see if they know of a carrier
- 5,304
Sell her Grandma a ForeThought FE Policy; free $5k Insurance on Grandkids...
- Thread starter
- #8
Isn't that 5K on one kid (first to die)? Any conversion rights?
- 4,872
With Sr Life she would qualify for preferred rates (I'm assuming she's not used any tobacco or nicotine products the last 12 mos.). Super-preferred for ages 40-80. PM me if u need a contract.
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- Thread starter
- #10
age10?..................................
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