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I am calling bullshyt....
they sent you a check 18 MONTHS ago, You didnt cash the check til 12 MONTHS ago....
are you waiting this long to get the car fixed, is the shop waiting this long to get paid for fixing the car?
You thought since you were such a GREAT client, the insurance company decided to send you money, for no reason what so ever?
have another beer dave.....
If you are going to call someone out, you ought to at least read the thread first.