Insuring Police Officer

This is a reinsurance issue mainly and the companies that reinsure with AIG. You need to look to companies with larger retention levels, such as Transamerica, NYL, MetLife, etc etc.

A diving questionnaire will be required along with a hazardous occupation questionnaire.

Most like will be assessed a Flat Extra to the premium for 5-10 years in my experience. I work with sheriff depts that have Cadaver Dogs and are out on the water in a boat and they will get Flat extra rates for 5-7 years of about $3/1,000. Usually the life span of active duty for the Dog. Most handlers of Dogs will only work with one dog in the field and not another in their career.
 
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