Is anyone going to the Convention (National Agents Alliance) (NAA

[STIBROKER]

Sti,

Yes, that is correct. NAA is only trashed hard on this forum and the old one by about 15 people. There are thousands of insurance agents out there who know different. I'm one of them. There are always a few who will trash something. It's just the way some people are. Glass half empty.

Then lets see if your Mgr. has an answer for this site then....what would be the reason.......

www.nmpia.com

 

[Zydo]

Sti......I'm afraid he has drank to much kool-aid....and sadly will believe whatever they feed him.

 

[pfsthib]

I believe that is the name of Phillip Hudgins company. That's the company he owns. He had it before he started with NAA if I don't have him confused with someone else.

 

[arnguy]

dvd493, I looked at the website again and it is not clearly marked NAA on the top left side. Instead, on the home page, it is marked NATIONAL MORTGAGE PROTECTION ADVISORS. So I am not seeing what you are seeing. :(

 

[dvd493]

arnguy,

I'll take another look. Back in a minute.

 

[dvd493]

arnguy,

It's right there on the blue bar at the top left side. It says National Agents Alliance. Take another look and you'll see it.

 

[dvd493]

Sti,

Yes, that is correct. NAA is only trashed hard on this forum and the old one by about 15 people. There are thousands of insurance agents out there who know different. I'm one of them. There are always a few who will trash something. It's just the way some people are. Glass half empty.

Then lets see if your Mgr. has an answer for this site then....what would be the reason.......

www.nmpia.com

Sti,

Thats the site arnguy was speaking about. I already addressed this issue.

 

[STIBROKER]

Sti,
Thats the site arnguy was speaking about. I already addressed this issue.

then how about the deceptive mailers they mail out........

 

[dvd493]

Sti,

I'll concede on one point of the flyer. The Unemployment part always made me wonder. I still don't know what the deal is with that one.

However, the one where you said it's an outright lie. That happens to be true. If they get coverage at a later date, they may have to go through extensive underwriting since ours are non meds. They also may have to pay more because they can be rated or declined alltogether.

I'm sure your aware all there information has to go through legal before it's put out there. I don't know that for a fact but every other company I deal with has to so I assume they do as well.

 

[sman]

Sti,

If they get coverage at a later date, they may have to go through extensive underwriting since ours are non meds. They also may have to pay more because they can be rated or declined alltogether.

This is blown WAY out of proportion. I've been in the business for over 17 years now and I've written a case or two of life insurance. The benefits of the non-med are not near as great as you make them out to be. Sure, there are cases where they might fit. I'd venture to guess that 80-90% of those who apply for one of the non-med plans would qualify for at least standard rates with a low cost carrier. And quite possibly preferred. But for the fast buck, agents sell these non-med policies since they get issued quicker.

I think it's a disservice to the client if you don't explain to them the facts about non-med plans as compared to other plans. I'm sure you do, as they all do. It's like everyone says, "All politicians or crooks accept for the one who represents my district".