Is FE in Clients Best Interest?

[kuhn123]

This is not news. I can't imagine why someone would say it is. Matt Kuhn has been talking about them for years. He is an IMO for them.

AHL still has one of the best POS procedures in the business. Final approval w a 5 min call is tough to beat. Unfortunately they just aren't very useful. They don't want smoker or graded business so that really limits things. Great people at their home office; one of the companies that we would love to do more business with but that's tough to do when the product just isn't there.

I love their concept of an incentive trip also. I took my wife and kids on it and we had a great time.

 

[myinsurebiz]

AHL still has one of the best POS procedures in the business. Final approval w a 5 min call is tough to beat.

Who are the top 3 for quick POS / PHI in your opinion Matt?

 

[SPUR CITY]

Who are the top 3 for quick POS / PHI in your opinion Matt?

AHL
Trinity
Everyone else

 

[ddjbham]

Actually I replace policies all the time over price. SO i know 10 a month would mean nothing to you but it does to a senior on a fixed income. I just did it.

 

[shonceman]

Actually I replace policies all the time over price. SO i know 10 a month would mean nothing to you but it does to a senior on a fixed income. I just did it.

And somebody will be along soon to replace yours.

 

[ddjbham]

Maybe but its the lowest rate they will ever find.

 

[dtownboy]

Maybe but its the lowest rate they will ever find.

People get replaced all the time for reasons other then rate. Having the lowest is a great selling point but not the only reason replacements happen.

 

[WinoBlues]

Maybe but its the lowest rate they will ever find.

Maybe, do you guarantee it is the lowest for a policy? Apples for apples?

I rarely am the cheapest and am Very rarely replaced.

*

 

[ddjbham]

Yes i sure do and i only represent A+ companies. I have 99.8% persistency and i will not write just any client. I did not post this to start a argument, just a opinion...

 

[WinoBlues]

Final Expense A+ rated lowest premium policy.

You have peaked my interest. I may have come across argumentative. Not my intent. Who did you use in your last three replacements?

Lee