Is Independent Agent a Fallacy?

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I have looked around rather extensively, made a number of phone calls and it seems like the independent route is nothing more than a fantasy.

Correct me please. Provide facts and contact information if possible.

 

[Crabcake Johnny]

Which line of insurance?

 

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Life, Accident & Health

 

[Crabcake Johnny]

I'm not sure I follow - there are thousands of independent life and health agents.

 

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I'm not sure I follow - there are thousands of independent life and health agents.

I am the one who is missing something.

I can't figure out who to contact to get appointed.

 

[David C]

Are you saying you don't know which companies you should contract with?

 

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Are you saying you don't know which companies you should contract with?

Correct. I am thinking mostly about life, but I do have some immediate needs for small business health plans. I am tentative on health due to changes in govt, but I see the changes as good, eventually, as people seek options.

 

[David C]

Ohio National is a good life insurance company. They have term, whole life, and universal life. In most states you can contract direct with the company via one of their regional representatives.

If you need further info about ON you may email me at [email protected].

 

[ticker_shuffle]

Ohio National is a good life insurance company. They have term, whole life, and universal life. In most states you can contract direct with the company via one of their regional representatives.

If you need further info about ON you may email me at [email protected].

Thanks! I'll keep searching and calling, I have to figure this out.
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David,

Thank you for the great suggestion. I am meeting with a local rep tomorrow and they sound like a great organization. They understood my situation and have first hand experience with the dark side of captive insurance companies.

I owe you one!

 

[VaDwayne]

Correct. I am thinking mostly about life, but I do have some immediate needs for small business health plans. I am tentative on health due to changes in govt, but I see the changes as good, eventually, as people seek options.

I would also recommend Ohio National. I don't sell life insurance regularly but I just visted their home office, and they are a top notch company, I wonder how many other CEO's of insurance companyies would actually sit down and eat supper with agents?