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Last year Time (Assurant) was taking 1st of the month apps up to the last day of the prior month. I have no idea what they are doing this year.
So far..........no backing down
Deadline: December 15
It's time to get covered: If you haven't picked a plan yet, you risk starting the New Year without coverage. December 15 is the deadline for coverage starting on January 1
FYI you can still get a January 1st effective date on Healthcare.Gov by clicking the box that you lost coverage by __ date and creating a special election period. The only reason I realized this was Healthcare.Gov did this for one of my clients and I was able to figure out what they did.