Join David McKnight and I to discuss his book "The Guru Gap"!

[LostDollar]

That sounds like the non underwritten, no annual cost version of Chronic illness that underwrites/estimates the life expectancy at claim time & then discounts the the death benefit greater than the actual claim amount requested

That comment, coupled with a discrepancy in two sections of the book about annuity fees and products for lifetime income, suggest to me that there may be some glossed over fine points in his retirement planning approach which one needs to become aware of and understand better.

 

[Allen Trent]

That comment, coupled with a discrepancy in two sections of the book about annuity fees and products for lifetime income, suggest to me that there may be some glossed over fine points in his retirement planning approach which one needs to become aware of and understand better.

a lot of those books are written with the agent as the target reader or if written for consumer in mind after it is promoted to consumer from an agent, it is likely intended to be the general high level details as getting into nitty gritty details isnt easily done with policy/contract details varying by carrier, etc