Kemper's New GI Plan.

[G.Gordon]

Thoughts? ..........

 

[jdeasy]

Thoughts? ..........

Over priced compared to what's available for the person needing GI.

 

[GreenSky]

Over priced compared to what's available for the person needing GI.

I bet I can name a marketer promoting it.

Rick

 

[pcbinsurance]

I can name two. One goes by 3 letters and the other goes round and round really fast.

 

[Agentguy5]

Good to know... soo... What carrier has the BEST GI product out there???

 

[FEX Quotes]

Good to know... soo... What carrier has the BEST GI product out there???

Define "BEST"

Best at what age?
Best rates?
Best that an agent can sell?
Best graded/modified terms?

Basically these are the players in the GI space. If you have access to the following companies, you'll have your bases covered.

Vantis
Kemper
UHL
Americo
ValULife
Columbian
MoO

 

[Agentguy5]

Define "BEST"

Best at what age?
Best rates?
Best that an agent can sell?
Best graded/modified terms?

Basically these are the players in the GI space. If you have access to the following companies, you'll have your bases covered.

Vantis
Kemper
UHL
Americo
ValULife
Columbian
MoO

I guess what I meant was, What carrier has the cheapest monthly premium for MOST ages male and female?

 

[RBHAGENT]

Vantis has great rates based on what I've seen...Kemper is ok as long as they are a smoker...Gleaner has a almost GI with the exception of hospitalization in 6months and AIDS....there rates are really good!

I would triple check that your client is GI before committing...Many times they look and smell like Guarantee Issue but can often qualify for another Modified plan through a standard carrier that may save them money.

 

[jdeasy]

I guess what I meant was, What carrier has the cheapest monthly premium for MOST ages male and female?

MoO and Vantis have the best rates. However Vantis stops at age 80 where MoO goes to age 85.

Under age 45 there are not as many options. Many of the ones claiming to be GI are not. UHL is not. Presidential is not, but they are gone in a few days anyway.

Columbian Life is not a true GI. I'm not sure if Kemper is or not. Once I saw their rates I didn't bother with reading further. Americo is a true GI but it's priced at almost triple the rates of MoO and Vantis.

 

[TDFnCali]

Define "BEST"

Best at what age?
Best rates?
Best that an agent can sell?
Best graded/modified terms?

Basically these are the players in the GI space. If you have access to the following companies, you'll have your bases covered.

Vantis
Kemper
UHL
Americo
ValULife
Columbian
MoO

Who in Gods name would offer ANYONE Americo UPIII?? I wouldnt even use their UPII, much better choices out there....i dont think they want to insure anyone under UPII or UPIII with those prices!

Its been a loooong time since Ive seen their UPIII prices, but I bet its something like M/NT/65 10k- $155...am I far off??