So im a 23 year old male who currently still lives with his parents and has been on the families insirnace forever. However my father was just laid off and thus my family had to switch to my moms employers plan until my dad is eligible for benefits from his new work after 90 days. The problem is that my moms employer will not accept me due to a clause in their health plan stating that if my work offers insurance than I cannot be on her plan. My work offers very little benefits and are not very affordable for me right now. Now I admit that I know next to nothing about insurance but I was under the impression that under the ACA I can be on my families plan until 26 no matter what. Forgive my naïveté but any helpful information on what I can do would be greatly appreciated.