I have been working the Duck for about six months, as many have already discussed the over saturation, and turn and burn culture AFLAC provides. Almost all business in my geographical area are owned by the duck so I am looking to jump ship and head over to all state work place or Colonial (the 2 other players in this area) Colonial was apparently chased out by aflac some years ago and I dont think there is any managment in my state for colonial, I know that AWD has a presence and is making a big push but no real management which is fine by me so which would be better of the two?