Lasix and Monumental Preferred?

[jjrardin]

I took an app yesterday on a guy that was 5'8" and 350. He answered no to all of the health questions. Then he pulls out his prescription list. Most of it wasn't too bad cholesterol, thyroid, HBP, and then lasix. I asked again about his heart. No strokes, no heart attack, no CHF, no enlarged heart, nope... no heart problems.
I just don't know enough about the drugs to ask anything else that's not on the app. And my question here is, IF he told the truth and has no heart conditions, could he still qualify for preferred, even on lasix?

Thanks,
Jim

 

[jdeasy]

I took an app yesterday on a guy that was 5'8" and 350. He answered no to all of the health questions. Then he pulls out his prescription list. Most of it wasn't too bad cholesterol, thyroid, HBP, and then lasix. I asked again about his heart. No strokes, no heart attack, no CHF, no enlarged heart, nope... no heart problems.
I just don't know enough about the drugs to ask anything else that's not on the app. And my question here is, IF he told the truth and has no heart conditions, could he still qualify for preferred, even on lasix?

Thanks,
Jim

Probably. Most FE companies will take a person on lasix as long as it's not for CHF.

Might want to look at RNA for him if is a problem. No ht wt chart and they will take someone on lasix.

 

[Rearden]

He should be good to go -- lasix (Furosemide) is prescribed for various reason beyond Congestive Heart Failure.

 

[jjrardin]

Thanks for the quick replies! I'll post up with the decision from Monumental.

 

[TwiLight]

The Lasix is prescribed a bunch for Water Retention, especially with a guy at 350lbs.

Mon/Trans will do a PHI to determine the usage and most likely will be offered Preferred.

 

[jjrardin]

issued preferred with Monumental! Heck yeah! good for that guy! good for me