- 19,813
I give them the number to PM or help them call PM.
American Home Life, Baltimore Life, American Amicable, AIG, Cica, Liberty Bankers, and MOO
- Thread starter MedicareMutt
- Start date
- 19,813
Every Trans Express I've written has been declined. And all placed elsewhere level. From reading our chat it's a huge failure. But anyone with half a brain knew it was DOA anyway.
- 1,842
Stroke pretty with activity credit
I have tried sending roughly a dozen apps and gotten 1 or 2 approved. Granted, I'm not sending them healthy folks. But of course, that was supposed to be the appeal of this new product.
It's just not useful. Doesn't matter what the comp is, if they can't approve anyone.
- 388
Just wondering, MM -- why do you quote your own posts with no additional text? Are you merely doing it to bump the thread?
- 6,340
There was an LH agent selling in my Northern counties, and when she locked someone down with the Funeral Advantage BS, she had them locked down. I think I replaced only 1 of the 18 of hers I came across over about a three year period.
In Allentown, on the other hand, the LH agents weren't so skilled. I was replacing 17/18, but up in the northern coal counties she mixed that kool aid so good there was just about nothing I could come up with to shake them loose.
You see, not only did she sell the bejesus out of that Funeral Advantage, but she warned the client that agents like me would be coming to try to get them to replace their FA plan with plain run of the mill life insurance. She told them that we'd come offering prices so low that the client just had to know that what agents like me were offering was "too good to be true."
She was good.
- Thread starter
- #37
MedicareMutt
Guru
- 482
P.O.S ... but good sales person ... shame. Gives the rest of us a black eye. Amazes me how how some people just don't care.
Our people aren't poor by accident. They overpay for just about everything and they make the wrong decision about 99% of the time. You would think they'd get it right by accident once in a while.
I had a cancelation the other day. I had to call this woman for something, she said to cancel, said she already had a TV-advertised GI policy she had forgotten to tell me about (sure). She had taken it out three months prior and I had written her level with a very low-priced fraternal. She'd rather make 24 payments of $60 for $3000 coverage than get level coverage for $39/mo and $5000. That's why she's poor.
I had a cancelation the other day. I had to call this woman for something, she said to cancel, said she already had a TV-advertised GI policy she had forgotten to tell me about (sure). She had taken it out three months prior and I had written her level with a very low-priced fraternal. She'd rather make 24 payments of $60 for $3000 coverage than get level coverage for $39/mo and $5000. That's why she's poor.
I had a client with American memorial last yr at the 12 th month . Somebody called him and said they were going out of business . I told him thats not correct . He wanted out if it . Wrote him name brand Aflac for a 2 nd commission . I bet the avg fe client is flipped 3 plus times every 10 yrs
- 6,340
Well, she learned that other agents are going to come behind and replace on price. She likely believes that her product can and does compete on value, specifically the value added through the Funeral Advantage product. She probably feels we replacement artists give the industry a bad name.
Whose side you're on will be a matter of in whose shoes you're standing.
She is a darn good salesperson for sure. I'm not of the opinion that she is giving the rest of us a black eye.
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