American Home Life, Baltimore Life, American Amicable, AIG, Cica, Liberty Bankers, and MOO

[WinoBlues]

You sell L.H, ... you sell garbage. I could reread this comment a over a few times but trying to make sense of it gave me a headache ... Did you vote Kamala ..? "We are all doing good work ..." WTH do dat mean ..? Do you have a degree in babble..?

I think he is speaking about 'values'. In the LH agent you guys are talking about she is also part of the value.

Also, some agents swear by XYZ companies for xyz reasons. Other agents will say it is silly to write such a small non rated Fraternal. All agents have their own reasons and opinions.

Again, I think, DayTimer is talking 'value' which may not be a thing with the FE market.

I know a couple LH agents, good guys. I would trust them to baby sit my house. Maybe not my wife, but my house for sure.

 

[jdeasy]

I think he is speaking about 'values'. In the LH agent you guys are talking about she is also part of the value.

Also, some agents swear by XYZ companies for xyz reasons. Other agents will say it is silly to write such a small non rated Fraternal. All agents have their own reasons and opinions.

Again, I think, DayTimer is talking 'value' which may not be a thing with the FE market.

I know a couple LH agents, good guys. I would trust them to baby sit my house. Maybe not my wife, but my house for sure.

Then why wouldn't she still be part of the value if she sold them a better plan?

Does she only provide value when she sells LH?

If she writes something else just not even answer the phone later?

 

[MedicareMutt]

I think he is speaking about 'values'. In the LH agent you guys are talking about she is also part of the value.

Also, some agents swear by XYZ companies for xyz reasons. Other agents will say it is silly to write such a small non rated Fraternal. All agents have their own reasons and opinions.

Again, I think, DayTimer is talking 'value' which may not be a thing with the FE market.

I know a couple LH agents, good guys. I would trust them to baby sit my house. Maybe not my wife, but my house for sure.

Can we not agree that there are products within any given market that provide more coverage than others. What's with this "value" fixation ..? In my experience you have this "association" b.s. out here ... which is used of course to distract the consumer. L.H. is not alone with this tactic. I first got licensed in 1999 and wrote A.I.L ... same horse dung ... "we're here to drop off some no cost member benefits Mr. Brown ... through your CDL association ... " Then of course, once in the house, ya spin off and let them know about some additional "association" benefits available to them ... Looking back and being more aware on what constitutes one whole life policy from another I can state that A.I.L's product offers were not competitive when compared with other carriers. Period. The death benefit was _______ and they were paying __________ per month. Period. Even the u/w was more stringent than others ... I know that because me and another A.I.L rep. went into the data base and wrote some of the dcled. people on modified WL plans with a different carrier. Another "association" sh*t show was through an individual health insurance carrier know as Mega Life and Health ... you wanna talk b.s. ..? There's gotta be someone else on here that dealt with these emmy award winners ..? I could go on ... Know what you're buying and get what ya pay for?

 

[MedicareMutt]

Then why wouldn't she still be part of the value if she sold them a better plan?

Does she only provide value when she sells LH?

If she writes something else just not even answer the phone later?

Thank you. I think you sunk his battleship.

 

[WinoBlues]

Then why wouldn't she still be part of the value if she sold them a better plan?

Does she only provide value when she sells LH?

If she writes something else just not even answer the phone later?

Good question, I don't know her or her answer. I assume she is she all of the time. And she believes in her go to company.

 

[Rick Lee]

I can't imagine the level of Kool Aid drunk one must be to think LH is the best thing for anyone. If you're selling one of the highest priced commodities out there for a low commission and know that almost anyone else can crush you on price, what does it take to keep doing that?

 

[WinoBlues]

Can we not agree that there are products within any given market that provide more coverage than others. What's with this "value" fixation ..? In my experience you have this "association" b.s. out here ... which is used of course to distract the consumer. L.H. is not alone with this tactic. I first got licensed in 1999 and wrote A.I.L ... same horse dung ... "we're here to drop off some no cost member benefits Mr. Brown ... through your CDL association ... " Then of course, once in the house, ya spin off and let them know about some additional "association" benefits available to them ... Looking back and being more aware on what constitutes one whole life policy from another I can state that A.I.L's product offers were not competitive when compared with other carriers. Period. The death benefit was _______ and they were paying __________ per month. Period. Even the u/w was more stringent than others ... I know that because me and another A.I.L rep. went into the data base and wrote some of the dcled. people on modified WL plans with a different carrier. Another "association" sh*t show was through an individual health insurance carrier know as Mega Life and Health ... you wanna talk b.s. ..? There's gotta be someone else on here that dealt with these emmy award winners ..? I could go on ... Know what you're buying and get what ya pay for?

I have never written LH, AIL, Primerica, or Bankers. I did, sadly, write a few Americo. No MLMs ever. I rarely replace and am virtually never replaced to my knowledge. I am 100% referral or writing my book or orphans.

Price is one part of my recommendation, not the recommendation.

I am not trying to argue with you. I simply stated what I thought David was saying.

Chill Sparky.
Decaf

 

[goillini52]

Can we not agree that there are products within any given market that provide more coverage than others. What's with this "value" fixation ..? In my experience you have this "association" b.s. out here ... which is used of course to distract the consumer. L.H. is not alone with this tactic. I first got licensed in 1999 and wrote A.I.L ... same horse dung ... "we're here to drop off some no cost member benefits Mr. Brown ... through your CDL association ... " Then of course, once in the house, ya spin off and let them know about some additional "association" benefits available to them ... Looking back and being more aware on what constitutes one whole life policy from another I can state that A.I.L's product offers were not competitive when compared with other carriers. Period. The death benefit was _______ and they were paying __________ per month. Period. Even the u/w was more stringent than others ... I know that because me and another A.I.L rep. went into the data base and wrote some of the dcled. people on modified WL plans with a different carrier. Another "association" sh*t show was through an individual health insurance carrier know as Mega Life and Health ... you wanna talk b.s. ..? There's gotta be someone else on here that dealt with these emmy award winners ..? I could go on ... Know what you're buying and get what ya pay for?

I love running into AIL.

 

[MedicareMutt]

I love running into AIL.

Any TorchMark product really ... globe ... Liberty National ... and the upper tier guys made bank on it ... wild. Almost forgot United American ... their other piece of garbage ...

 

[MedicareMutt]

I have never written LH, AIL, Primerica, or Bankers. I did, sadly, write a few Americo. No MLMs ever. I rarely replace and am virtually never replaced to my knowledge. I am 100% referral or writing my book or orphans.

Price is one part of my recommendation, not the recommendation.

I am not trying to argue with you. I simply stated what I thought David was saying.

Chill Sparky.
Decaf

I accept your apology ... now shad app before I whoop yer damn ass ..?