Just wanted to give my experience so far with Leadco.....I started using them last week, have had 8 leads come in. 4 were credited for various reasons (out of state but local phone number, etc), 4 good leads. Placed 3 cases out of 4 leads so far with 100% contact. Lucky start maybe.....but the quality on these seems very good compared to the crappy ProspectZone leads I've been getting for free through USPC. One of the health leads was also looking for disability insurance, so that was a nice bonus. Solid ROI so far...