Let the MA Games Begin!

[HolyRoller]

So far we have over 400,000 seniors who are being termed 2010 and will need to study all their options -- MedSupps, MedSelects, and Medicare Advantage Plans.

I look forward to the 2010 AEP. This year will be the prelude to 2011. 2010 will not be the Big Bang. If 25% of 42 million seniors have MA plans , then in 2011 ~10 million seniors will be the Big Bang.

The thing that concerns me is that about half of the 10 million MA owners where previously under insured and just had Medicare only. Most of us who know our markets, know that these people are not going to get their checkbook out for an N or M plan let alone a traditional MedSupp.

So, when you look at the 400,000 seniors, a few will get a supp, and most of the balance will find a local Cost Plan or an MA alternative for 2010.

Don't count your chickens before they hatch!

Exactly right. The death of MA's have been greatly exaggerated. Many smaller and often inferior products are going away, but the big players i.e. UHC are ready to grab the additional market share.

Another flaw in so many reps statements is this...They are assuming ObamaCare will eliminate MA's but enhance MediGaps. Chances are very good that legislation that damages MA's, will do the same to MediGaps.

And MILLIONS cannot afford 1500+ in annual premiums.

 

[stormtracker]

And MILLIONS cannot afford 1500+ in annual premiums.[/quote]

That's the key to this whole problem-- what are the zero premium folks going to do now???

 

[djanema1]

Is it true that we can start writing supps for effective dates 1/1 on Sept. 1 if they are losing PFFS?

I think the SEP starts October 1st


then you can roll old business to another carrier from the companies that are dropping clients

aetna, coventry, healthnet, wellcare....

 

[stormtracker]

I think the SEP starts October 1st


then you can roll old business to another carrier from the companies that are dropping clients

aetna, coventry, healthnet, wellcare....

Is their future any less bleak?

 

[djanema1]

nah... dont think so... the upside to this depending on what state you are in, is with Pyramid ......they are doing phone enrollments no paperwork required. i think that cigna is that way as well but i am not to sure.... those 2 providers are looking like the best so far...since we have not seen Uniteds Secure horizons yet.....not untill October .... :(