Let's Challenge 'The Wedge' with This Case...
- Thread starter 2112Greg
- Start date
- 2,024
Tried them on my last one, was a 50% rate up after prescreen said standard. They're adding a rider for mental health this month.
Final offers (with any carrier) are only as good as the pre-screen. Their (H1) pre-screen form is one of the best around. If you do a complete job with your client and follow the form, you won't go wrong.
My pre-screen's with all carriers come back almost without exception as suggested or sometimes lower. The only time I get a bad one is where someone is trying to pull a fast one.
The mental health rider is good. Wish we had it here. Psych meds are expensive and there is no reason to pay twice for that coverage.
H1 is different from other carriers in that, the rider is specific to the condition AND they still allow you access to their discounted pricing for Rx. I know of no other carrier that includes Rx discounts on ridered conditions.
My pre-screen's with all carriers come back almost without exception as suggested or sometimes lower. The only time I get a bad one is where someone is trying to pull a fast one.
The mental health rider is good. Wish we had it here. Psych meds are expensive and there is no reason to pay twice for that coverage.
H1 is different from other carriers in that, the rider is specific to the condition AND they still allow you access to their discounted pricing for Rx. I know of no other carrier that includes Rx discounts on ridered conditions.
