LH Changes Application for Their Standard Policy

[theinsuranceman]

I may be lowly but I am honest and I don't steal agents money. And I would rather be a lowly agent that does the right thing by my clients than a lowly agent with SL or LH peddling overpriced crap.

I thought we were discussing plavix/coumadin issues versus diabetic question issues....and then you changed the subject again.

 

[jdeasy]

I thought we were discussing plavix/coumadin issues versus diabetic question issues....and then you changed the subject again.

We weren't discussing anything. You took my discussion to make a personal attack towards me. If I had done the same thing you would go crying to the mods as the candy ass you always are.

 

[TDFnCali]

You might want to reread that app.

Opps, decline not graded!!

 

[theinsuranceman]

We weren't discussing anything. You took my discussion to make a personal attack towards me. If I had done the same thing you would go crying to the mods as the candy ass you always are.

Not attacking you, just stating a fact. I don't cry to the mods...you need to wake up and pay attention.

And just how do you know my ass tastes like candy?

 

[TPAAgent]

Do you think this change gives LH an advantage in the Final Expense Market?

Absolutely not

How many other companies have no questions about diabetes on their standard issue plan? And in your experience do you come across a lot of diabetics applying for coverage.

You can get anybody immediate coverage at standard with any number of other companies at standard rates if they are diabetic without complications- Lots of diabetics that apply for coverage in my state- it's very few that have complications from it.. Especially in the 24 month period... I've run across 2 clients that had small parts of their toes amputated due to diabetes in the last 6 years I been in the FE sector - I have yet in the 1,000s of prospects Ive sat with ever had anybody answer yes to ever been in a diabetic coma or had a shock.. ran into a couple amputations... outta the 1000+ prospects I could count on one hand how have had an amputation due to diabetes

Whats SL position on COPD? Graded?

 

[Newby]

I've wrote a person who had been in a diabetic coma at preferred. The coma hand been over 6 years earlier and the question had a time limit.

Where LH's new app is a big advantage is with people who take insulin prior to age 18.

 

[nfl72]

why can't we all just get along? Afterall this is the USA, the great melting pot where

some people like Fiats and some people choose to sell LH

 

[Mattschmidt]

It's not so much about not getting along, it's about Insuranceman making personal attacks on people...

 

[Rearden]

How'd your stent operation go, NFL?

Glad to see you're still kicking! How's that for positivity?

 

[rousemark]

why can't we all just get along? Afterall this is the USA, the great melting pot where

some people like Fiats and some people choose to sell LH

Just what do you have against Fiats?


Had to put a lady with a graded plan last week because she had an amputation three months ago due to diabetes.