Liberty Bankers, Texas Life

[sissymary]

What does anyone think of these 2 companies? Rates? Underwritting? And so on.

 

[JimmyUt]

What does anyone think of these 2 companies? Rates? Underwritting? And so on.

Texas life isn't bad. Immediate benefit rates are inline and they are fairly reasonable for diabetics. Their graded and modified rates are high however.

 

[Rearden]

Texas Life is high like AmAm -- but their support staff is excellent.

Somewhat easy to work with underwriting, but no real niche. Just a good solid FE company to deal with.

 

[HomeService]

I am kind of new to Liberty Bankers, can't really decide anything till I write anything.

 

[360]

Only reason I could see previously to have had Liberty Bankers was for their ability to handle direct express business. That can now be taken care of by 5 Star so I can't really think of a good reason to use Liberty.

 

[inreverse]

What is direct express?

 

[360]

What is direct express?

The MasterCard that is used by social security that they give to people who want to receive their benefits on the card vs. needing to have a bank account.

 

[superdavetn]

Only reason I could see previously to have had Liberty Bankers was for their ability to handle direct express business. That can now be taken care of by 5 Star so I can't really think of a good reason to use Liberty.

What is "5 Star" and does Vantis have liberal Underwriting?

 

[360]

What is "5 Star" and does Vantis have liberal Underwriting?

5 Star is the name of a carrier and Vantis has a product that is guaranteed issue for people between the ages of 50-80.

 

[STIBROKER]

is texas life the same people that sells to schools with a paycheck deduction.......