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- #11
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To be frank, for telesales I wouldn't use any of those besides Foresters & Phoenix... but only for non med.
Why don't you get carriers like Prudential, Principal, Pacific Life, or John Hancock? I couldn't imagine selling Term over the phone without big players like them. There's a carrier that'll do no med exam up to $1,000,000 if they're healthy.
Not some much "telesales" - using Eapps with phone & internet.
We're only doing non-med products. I submitted a Medically Underwritten app over 5 weeks ago - screw that . . .