- Thread starter
- #11
- 188
No thanks on Mega Life and Health.
Limited Benefit Plans
- Thread starter JosephDeacon
- Start date
- 1,896
Why not just get individual medical plans for those who can qualify, and look for a list bill situation or have them pay for it out of pocket?
Then go STM with the rest.
Then go STM with the rest.
What about Health Insurance Innovations, they offer a limited med and short term through AHCP.
http://www.ahcpsales.com/brochure_hii.html
http://www.ahcpsales.com/brochure_hii.html
- 5,058
Skip AHCP, you can get a better contract through HII directly.
I have a MGA contract with HII.
I have a MGA contract with HII.
- 4,096
Depending on the size of the group I would take a look at StarBridge from Cigna.
This is a true Limited Group Benefit plan. I have quoted it a few times for hotel groups.
You will still be looking at about $400 a month for a family but it will have co pays.
Starbridge has the best limited benefit plan I can find but it also has to go through underwriting.
This is a true Limited Group Benefit plan. I have quoted it a few times for hotel groups.
You will still be looking at about $400 a month for a family but it will have co pays.
Starbridge has the best limited benefit plan I can find but it also has to go through underwriting.
- Thread starter
- #16
- 188
Thanks to everyone. I will look into these options. I could write individual plans; the only problem will be the premium for PT employees who do not make much $$.
What would Starbridge need for an underwritten quote?
What would Starbridge need for an underwritten quote?
- 4,096
What do you with the ones that are still there when the 12 months is up?
ApexConsultant
New Member
Have you looked into Aetna SRC or Cigna's Starbridge products?
Those use the Aetna and Cigna network. The Colonial Product is decent as well when sold with their Critical Illness Riders.
Good luck!
Those use the Aetna and Cigna network. The Colonial Product is decent as well when sold with their Critical Illness Riders.
Good luck!
