Local Address Change SEP Proof Doc Glitch

yorkriver1

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Virginia
Work around testing mode. One household, family moved one mile away, two apps, one Gold, one child only Bronze, (topic for another day). I took a page from the forum work around missing manual handbook- for example:"answer a question or not, to avoid an issue", such as one spouse taken off policy, other spouse "lost coverage". Knowing that worked, I decided to leave out the "did you move since______" question, which triggers the "what is the new zip code" question.

The issue happened when I 1st did the address change in same zip code, said yes to moving and used same zip code for "new zip code", assuming that would prevent a SEP/proof doc requirement being generated. The system generated a SEP and proof of old and new address documents required within 30 days.

I redid the app with the work around I mentioned, and the Eligibility Notice doesn't ask for the docs now, but the system still has unresolved inconsistencies. I asked the phone rep to put in a mention of an issue to CMS, which he did. IDK why the glitch happens, but it may be that zip + 4 reads as "zip code change" in the system algorithms.

Upshot, will try the work around to not say there was a move, just change the address, on 2nd app, see what happens. Report back.
 
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I have a similar case, after consulting with another agent with even a larger book than mine the decision was to leave it alone (mail is being forwarded) and wait until OEP to change the address, just too much risk of losing the plan because documents would be required all over again (income, etc).

It's another ridiculous situation for both them and me, I hate being put in this position.
 
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