Looking at Insurance for New Career! Help!!

[enine]

Hello,

I am brand new to this site and I am already glad I found it!
This may be general but I am looking for some good advice..
What would be the best way for me to get into the Insurance business? Is it as easy as getting licensed, and finding a good company to work for? I breifly considered Insurance 5 years ago and did not look into it enough. I am hoping with this great resource I can get enough info to make a good decision for me and my family!
Thanks in advance...

 

[xrac]

Hello,

I am brand new to this site and I am already glad I found it!
This may be general but I am looking for some good advice..
What would be the best way for me to get into the Insurance business? Is it as easy as getting licensed, and finding a good company to work for? I breifly considered Insurance 5 years ago and did not look into it enough. I am hoping with this great resource I can get enough info to make a good decision for me and my family!
Thanks in advance...

Welcome! My advice to do searches and read the posts on this forum with advice for people in your situation. There is plenty of gold here if you will mine it!

 

[hlink20]

Hello,

I am brand new to this site and I am already glad I found it!
This may be general but I am looking for some good advice..
What would be the best way for me to get into the Insurance business? Is it as easy as getting licensed, and finding a good company to work for? I breifly considered Insurance 5 years ago and did not look into it enough. I am hoping with this great resource I can get enough info to make a good decision for me and my family!
Thanks in advance...

First, identify what insurance channel you want to be in... i.e. L/H... P/C & etc... Then, partner with a carrier or firm that has a systematic approach to business development. Then all you have to do is obtain your license and you are on your way.

 

[myinsurebiz]

Go with Easy Issue Life Insurance to start with. There is an abundance of leads, you get the client what they need quickly and painlessly and you get paid quicker . . .

No matter what you do - focus on one thing, get great at it, then if needed add to your portfolio . . .

Good Luck!

Tom

 

[GreenSky]

If you go with "easy issue life" you'll be screwing people left and right. These plans cost much more than underwritten products.

Start off on the right foot and you'll do much better than trying for a quick buck.

Rick

 

[myinsurebiz]

Poor Rick - just never will get it will ya . . .

The target market for Easy Issue doesn't want the hassle of parameds, underwriting delays and not getting their policy for months.

In addition - by the time the target client is rated up on UW products - the rates are going to be close to Non-Med anyway.

Plus - as an agent - less hassle and paid quicker.

Now - if someone is healthy - which most aren't - then they may deserve the UW product. In these cases - very few - send the case upline to someone else and share in the commission for the referral.

It's not about a "quick buck" - but rather a simplier, more efficient sale with less hassle for the client.

If the client is happy with the a) product; b) the price and c) their salesman - Hooray!

Tom

 

[GreenSky]

Poor Rick - just never will get it will ya . . .

Poor Tom. You'll never learn how to help people instead of yourself.

Rick

 

[OHInsAGNT]

In addition - by the time the target client is rated up on UW products - the rates are going to be close to Non-Med anyway.

I'd say this depends on where you are getting your business. I work with a lot of business owners, young professionals and the like. I run into less with health issues than without. As well, many of the mainline underwritten products have better rates up to table 3 or 4. You're talking serious build or illness problems up there. That's probably 10-20% of the population.

Once you learn the carriers' products and underwriting criteria, you can usually offer the client rates very close to what they will be issued. Just don't quote preferred all the time.

I'm a fan of easy issue. But, I wouldn't want to offer it exclusively. As I like to close all my posts though, to each his own. If you're successful, don't mess with the formula.

 

[moonlightandmargaritas]

Go with Easy Issue Life Insurance to start with. There is an abundance of leads, you get the client what they need quickly and painlessly and you get paid quicker

Another real objective post. You don't by any chance offer these types of contracts do you?

 

[eagle1]

Marker77, Could you kindly send me information on your Life Ins. Opportunity at @[email protected]

thanks