- Hello, i need to buy life insurance and did some preliminary internet reading -- a lot of conflicting information out there... I am a single 42 year old woman who is planning to have a child on her own and to adopt another one, and although i am a physician with good saving habits, i will be the only source of income for the family. So it is of critical importance to me to do the right thing with life insurance at this point. Luckily, I discovered your Forum and have been reading it for the last few weeks -- i am beginning to truly appreciate the complexity of your field on so many levels! I was hoping you could recommend an expert to design appropriate insurance program for me, hopefully someone who will continue to work with me for years to come. I live in Brooklyn, NY, very healthy, no smoking/ETOH/etc, don't drive and in general should be a low risk client. I have a good DI, max out 401k. I am the worst when it comes to investment and great when it comes to savings (thus all money sit in a checking account). Would greatly appreciate your help in finding an expert agent to work with. thank you! Elina