Looking for HO3 Company for Home with Not So Perfect Roof.

[dttrd]

If anyone can advise me. I have a home with a roof that not 100%. It is not leaking or in bad condition but my insurance company is not renewing. Any companies write policies without inspection or isn't that strict on roofs? Farmers or State Farm maybe????Thanks for your help.

 

[Agent_007]

dttrd,

Where are you located?

 

[djs]

Foremost will usually take it. A few others. What state are you in?

Dan

 

[dttrd]

Southern California

 

[djs]

Foremost will write it. If you are not already, sign up with SAIS (sais.com) and you will be able to write it. It's a decent way to have access to carriers that you don't write with much. With SAIS, you own the business and the client from day one, which is important to me.

If you don't want to hassle with enrolling with them, let me know and I'll sub-appoint you (yes, that would mean a commission split) and you can go to town.

Dan

 

[sgriswold]

For tough risks I like going to Tapco. They were able to cover a vacant mobile home with a prior fire claim AND an 18 month lapse.

 

[kman]

Farmers doesn't offer an HO-3. Next Gen is a well written HO-2. I would look for an HO-3 and spring for a new roof!

 

[shaedzs]

Foremost is good for homes that are in less than perfect condition...

 

[JCK818]

We have few carriers that will write that. How bad is the roof? Whats wrong with it?

Southern California