Looking for new carriers in Calif that will write extreme high fire risks

[Steve Stowell]

I write a lot of high fire area risks, but with recent Calif Law changes to carriers, they are all pulling out or restricted their underwriting further. I had a lot of carriers that took the riskier risks, but they have all stopped writing except for the DIC policies. CFP only covers $1.5 million Combined coverage. Anyone know of carriers that will cover over $1,000,000 and up to $3-$4 million dwelling costs? So far all I get is other agents in the same boat with the larger homes, no coverage can be found in those areas

 

[EugeneM]

Ya, I will dm you the carrier.

 

[jdbedgood]

Eugene, could you send me the information as well? We are having trouble placing high brush hazard risks as well. Most of the standard carriers are getting off my farm properties due to PC 9 & 10 exposure. Thanks

 

[bscavia]

Hi All -

I too have a handful of clients who we can't place here in Southern California. If you guys can point me in the right direction that would be much appreciated.

 

[journey17]

Same here, if I may get more info, may you send.

 

[EugeneM]

yup

 

[mkortz]

Any chance I could get the name too? It's brutal trying place business in southeast San Diego county.

 

[EugeneM]

The high value homes have been through pure group. pureinsurance.com/

Prime - Prime Insurance Company

can anyone else chime in? CA HO is a mess open to any suggestions

 

[mkortz]

Thanks Eugene!
For mobile homes: Pacific Specialty and Bamboo have been the most receptive.
Regular homes: HDI Global