Looking to Go with EFES

donk18

New Member
I talked to Chase from EFES today and am looking to dive in, but I have a issue. My credit is shot from my divorce a couple years ago. Am I going to have trouble getting appointments with their providers?
 
Most of the time, unless you are on vector or own another insurance company money, most IMO can still take you.
 
It really depends on the carrier. I would talk to Chase again and ask him. I had a few issues starting out and they were able to help me. Certain things will stop you, but bad credit won't necessarily do that.
 
I talked to Chase from EFES today and am looking to dive in, but I have a issue. My credit is shot from my divorce a couple years ago. Am I going to have trouble getting appointments with their providers?

It's really up to the manager you get with at EFES. I know of one former manager with EFES that hired a a guy with a huge vector hit.

EFES informed the manager of that fact, but he insisted on hiring him anyway. The guy washed out with EFES and then the manager that hired him got on the forums and busted on the guy he hired.

You would have to be careful about who you deal with is the moral of that story.


Just be honest with everyone about the debt. Are you paying it down? If you are and can show that you are it should not be a problem. If it's there and you have made no efforts to pay it down, you really should be allowed to compound that debt.
 
Take JD's advice, my reference comes from working with the same carriers that EFES will get you appointed with. Putting my personal opinion's aside, EFES does a lot of volume so they probaly have lots of "pull" with certain carriers.

Just be careful, if things turn sour for whatever reason the manager will probaly come after you.

It's really up to the manager you get with at EFES. I know of one former manager with EFES that hired a a guy with a huge vector hit.

EFES informed the manager of that fact, but he insisted on hiring him anyway. The guy washed out with EFES and then the manager that hired him got on the forums and busted on the guy he hired.

You would have to be careful about who you deal with is the moral of that story.


Just be honest with everyone about the debt. Are you paying it down? If you are and can show that you are it should not be a problem. If it's there and you have made no efforts to pay it down, you really should be allowed to compound that debt.
 
I talked to Chase from EFES today and am looking to dive in, but I have a issue. My credit is shot from my divorce a couple years ago. Am I going to have trouble getting appointments with their providers?

Charles ("Chase") Gioberti is the son of Jason Gioberti and Jacqueline Perrault, and was born on Falcon Crest.
When he was a little older, he lived with his father and later, his parents divorced. His mother took him to Paris, where he remained for years until he left and went to New York. After his graduation from the AirForce Academy, he became a captain in the Air Force.
Later, he married Maggie Hartford, and they had two children: Cole and Vickie.
maggie%20y%20chase.jpg
 
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