LTC Alternative --- GUL + Reverse Mortgage

[fed up]

You started this thread asking, "What do you think?" and many have weighed in on what they think and why they think that way. You have attacked each and every person who had questions or did not agree with your concept. In retrospect, it COULD work for SOME people: those who own their home outright AND have the cash to purchase the life policy and pay the premiums through the period where LTC is needed. If any of those situations tumbles, the entire concept gets thrown out the window and the heirs lose and quite possible the older couple is out of luck on homebased or any LTC except Medicaid. Medicaid LTC is fantastic so long as the available bed is close to the heirs, otherwise they are driving many miles to see loved ones. I am still not sure how my E&O would look at this if and when the heirs complain and I would not want to risk my license on a concept which is unproven. Be a trend setter and best of Luck

 

[Allen Trent]

You started this thread asking, "What do you think?" and many have weighed in on what they think and why they think that way. You have attacked each and every person who had questions or did not agree with your concept. In retrospect, it COULD work for SOME people: those who own their home outright AND have the cash to purchase the life policy and pay the premiums through the period where LTC is needed. If any of those situations tumbles, the entire concept gets thrown out the window and the heirs lose and quite possible the older couple is out of luck on homebased or any LTC except Medicaid. Medicaid LTC is fantastic so long as the available bed is close to the heirs, otherwise they are driving many miles to see loved ones. I am still not sure how my E&O would look at this if and when the heirs complain and I would not want to risk my license on a concept which is unproven. Be a trend setter and best of Luck

nitpicker. shut your piehole with those stupid repetitive facts & questions. If you would have paid attention so far, you would be outside flying a kite while bitching & f'ing yourself instead of in here wasting others time. For the 5th time, I am done responding to you obvious idiots

 

[CALTCAgent]

No control issues. You just niptick endlessly.

Nitpick ? are you crazy ? I just saved your license by correcting you to not tell people a RM is not based on the market at the time you take it out and that it will not beat the real estate market every time. Both statements you made.

You don't answer the specific question you make a huge post with basic information.

I wonder if you ever sold a RM and if you have, did you sell it with those statements.

 

[J2727]

You started this thread asking, "What do you think?" and many have weighed in on what they think and why they think that way. You have attacked each and every person who had questions or did not agree with your concept. In retrospect, it COULD work for SOME people: those who own their home outright AND have the cash to purchase the life policy and pay the premiums through the period where LTC is needed. If any of those situations tumbles, the entire concept gets thrown out the window and the heirs lose and quite possible the older couple is out of luck on homebased or any LTC except Medicaid. Medicaid LTC is fantastic so long as the available bed is close to the heirs, otherwise they are driving many miles to see loved ones. I am still not sure how my E&O would look at this if and when the heirs complain and I would not want to risk my license on a concept which is unproven. Be a trend setter and best of Luck

Thanks for wishing me luck.

 

[J2727]

nitpicker. shut your piehole with those stupid repetitive facts & questions. If you would have paid attention so far, you would be outside flying a kite while bitching & f'ing yourself instead of in here wasting others time. For the 5th time, I am done responding to you obvious idiots

That's the spirit. Keep talking to yourself.

 

[J2727]

Nitpick ? are you crazy ? I just saved your license by correcting you to not tell people a RM is not based on the market at the time you take it out and that it will not beat the real estate market every time. Both statements you made.

You don't answer the specific question you make a huge post with basic information.

I wonder if you ever sold a RM and if you have, did you sell it with those statements.

Thanks for saving my license.

Here's a link to the American Debate Association. Debaters debate insignificant points. You'll fit right in.
American Debate Association

 

[fed up]

nitpicker. shut your piehole with those stupid repetitive facts & questions. If you would have paid attention so far, you would be outside flying a kite while bitching & f'ing yourself instead of in here wasting others time. For the 5th time, I am done responding to you obvious idiots

What did I do to piss you off? Same team I thought.

 

[Allen Trent]

What did I do to piss you off? Same team I thought.

sorry, it was passive aggressive sarcasm,basically summarizing what the OP had called us & told us to do over the course of the thread

 

[J2727]

sorry, it was passive aggressive sarcasm,basically summarizing what the OP had called us & told us to do over the course of the thread

Have you done what was recommended? You should try it.

By the way, since you post 20x per day, there are some new posts that need your expert opinion. Make sure you ask the same questions over and over again though. Be consistent. Be the pestering agent on the forum.

Or you could post your thoughts once to the original poster, let him answer you, and that's it.

 

[CALTCAgent]

Or you could post your thoughts once to the original poster, let him answer you, and that's it.

Or like what you do we could make a huge post about basic BS and act like a pompous ass.

You have a huge post on an insurance forum about capitalism, socialism, and everything in between. WTF will that do to help us ?