LTC Alternative --- GUL + Reverse Mortgage

[J2727]

Or like what you do we could make a huge post about basic BS and act like a pompous ass.

You have a huge post on an insurance forum about capitalism, socialism, and everything in between. WTF will that do to help us ?

That post wasn't even to you and you still posted at me. You're like a nagging child who won't quit.

It's kind of creepy and pathetic you're checking up on me. I'm flattered. I'm straight though, just letting you know.
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I happily answered all of your questions in my posts and even agreed with what you were saying (that the amount of the RM depends on the time you take it out). But you keep going with the same questions.

You even "like" my post and then keep asking the same question. It's as if you didn't even read my posts, which I wrote to answer you directly. And I didn't mind doing so.
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I'm tired of going back and forth with you. Aside from this thread, I haven't come on here much recently and don't plan to anymore. This forum is quite pathetic.

So I'll let you have the last word.

And by the way, you're on an internet forum arguing with someone non-stop, even checking my past posts. Really??

You've gotten so offended, while I've been annoyed and dismissive. Again, this is an internet forum. Confrontation is not your thing. Probably best to avoid it.

If I ever post anything in the future, ignore it. I'm not interested in anything you have to say.

Take care.

Have fun cursing me out.

 

[AOKING]

This is a valid strategy. Most insurance agents do not have the brain power to critically think about anything other then "THE POLICY IS THE GREATEST AND ONLY WAY TO MANAGE THIS RISK". This is the reason why so few agents can sell LTC. All financial products have strengths and weaknesses by design. Often integrating different products together will produce more favorable results. It is also a fact that most insurance agents, financial advisors and people in general do not understand mortgages or reverse mortgages (or any other finance strategies besides the Dave Ramsey *don't go into debt and save strategy).

I recently read an article. It described that most people received much more output dollars wise through their reverse mortgage then what the home was actually worth after both spouses passed away. This article was questioning how long the guarantee system behind reverse mortgages could maintain its integrity.

Sounds like the people who have taken advantage of a reverse mortgage are coming out better off. I do believe this would be a tough sale to complete.