LTC Annuity

[CALTCAgent]

Absolutely true...and vs. LTC/LI policies. Your best bet on a tough LTC but decent LI case is a LI policy w/ an LTC rider that is not underwritten for....

Are you referring to an accelerated benefit LTC rider on a Life policy?

Other than that, they will underwrite for LTC, as far as I can tell.

 

[Tahoe Ray]

Are you referring to an accelerated benefit LTC rider on a Life policy?

Other than that, they will underwrite for LTC, as far as I can tell.

Yes I am. And the annuity companies will not normally underwrite on LTC riders for their GMWB doublers, either.

 

[CALTCAgent]

Re: renting a home to care for two elderly women who require 24/7 care

renting a home to care for two elderly women who require 24/7 care. What kind of liability insurance do I need?
- Check with your state insurance department.

I think we need the spam department?