LTC for My Mom

[Arthur Rudnick]

"MutofOm is one of a handful of companies that can insure a diabetic smoker.you need to update your underwriting guide, Arthur"


I stand corrected............
Diabetes Type I or II,
controlled and stable, no diabetic complications or comorbid conditions,
no increase in dosages or additions of diabetic medications for at least 6 months
Tobacco use within 12 months . Class I

With Ht & Wt, and any other health issues, it could very easily be Class 2, (+50%) or a decline.

 

[sherryl]

A few companies can insure type 1 diabetics. It will depend upon the amount of insulin used each day and if there are any other health problems.

thanks alot really appreciate