Follow along with the video below to see how to install our site as a web app on your home screen.
Note: This feature may not be available in some browsers.
You have more freedom with a PPO. You can go outside the network, but will have to pay a higher copay or % of the bill.Which would be preferrable Medicare Advantage Plan? HMO or PPO? Advantages and drawbacks of each?
HMO is more of a managed care plan. Its better for people that want they GP to run the show and to select all their care and specialists. You have no coverage if you go out of network unless emergancy.Which would be preferrable Medicare Advantage Plan? HMO or PPO? Advantages and drawbacks of each?
You have more freedom with a PPO. You can go outside the network, but will have to pay a higher copay or % of the bill.
Was looking at the new Humana MA plans.I need a drink. Why are you asking?
Was looking at the new Humana MA plans.
Thanks... I really am having a hard time ,aking up my mind to switch. Counting my PDP I am paying $4450 for my Med Supp. Wish we had a birthday rule in TN. I like choosing any provider I want to use, with no prior authorizations or referral requirements.If your providers are in the HMO, go HMO. Make an appointment with your PCP for the first week in January, NOW. (Even if you don't switch, you can keep the appt) Let the office know you are making the switch for 1/1 and to get the referrals moving on January 2. Going HMO will limit your OOP responsibility. Enroll on 10/16, so you have your ID number before Thanksgiving.
If you want the flexibility for out of network providers, go PPO, but you just doubled your OOP exposure and its probably more than you are paying on your Medicare Supplement, so you gain nothing there.
And all of this assumes your drugs are ok under Humana for 2023.
You also need to make sure your loved ones understand the change, so they know that its no longer "everything is covered and we don't have any bills coming in"
Hang in there !