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I'm guessing caliban does more dreaming than most
Maybe so, but at least he is dreaming. I'm with him 100% on how to run this business. Insurance as a whole is as boring as watching grass grow. But it pays well and the more ways I can figure out how to stay OUT of the office the better. Work is SO overrated. Its about getting people to do your work for you. If Caliban is the real deal, he is smarter than most of us (except those of you who do this job to "help people") - like some calling from on high.