straightnochaser
Guru
- 549
You gotta stop feeding the monster and arguing with the one-trick pony.
MAPD out of pocket insurance
- Thread starter jack3454
- Start date
You gotta stop feeding the monster and arguing with the one-trick pony.
- 29,488
No, After many years of interaction, we often know how one another thinks about certain things....like humor. You don't seem to have any.,,,Sailor Girl.
One of my fans (who isn't named bambam) said that folks who paid Medigap premiums were dumb (or maybe stupid) since they could be saving all that dough by renting a zero premium plan.
Name calling and labels is a hallmark of some posters on this forum.
While SOME folks may indeed bank the premium savings my guess is most will not. Coach Williams made a fortune with his BTID (buy term invest difference) mantra. Unfortunately most of the policyholders failed to adhere to the plan and SPENT the difference instead of saving it.
Several of those also outlived their term plan at a time when they really needed life insurance but could no longer qualify for coverage.
I suspect the same type of buyer will repeat history when their health changes and they can afford the $0 premium but the OOP cost for treatment is beyond reach.
Hospitals, clinics and other providers know if you cannot pay your bill, or have not paid for previous treatment, are within their right to deny future services until the debt is paid off and you have the ability to pay for future care.
"You never see someone going into the market and saying to a Medicare Advantage potential customer: We have the best cancer program for you,"
www.fiercehealthcare.com
Name calling and labels is a hallmark of some posters on this forum.
While SOME folks may indeed bank the premium savings my guess is most will not. Coach Williams made a fortune with his BTID (buy term invest difference) mantra. Unfortunately most of the policyholders failed to adhere to the plan and SPENT the difference instead of saving it.
Several of those also outlived their term plan at a time when they really needed life insurance but could no longer qualify for coverage.
I suspect the same type of buyer will repeat history when their health changes and they can afford the $0 premium but the OOP cost for treatment is beyond reach.
Hospitals, clinics and other providers know if you cannot pay your bill, or have not paid for previous treatment, are within their right to deny future services until the debt is paid off and you have the ability to pay for future care.
"You never see someone going into the market and saying to a Medicare Advantage potential customer: We have the best cancer program for you,"
Why Medicare Advantage is lacking on cancer care
A City of Hope analysis found that Medicare Advantage members faced a delay of two weeks or more between diagnosis and their first course of therapy.
- 29,488
Your humor tends to be about gay guys. Disgusting...I don't play for that team. I don't see that as humorous. Are you a Tranny Sailor Girl?
straightnochaser
Guru
- 549
Your humor tends to be about gay guys. Disgusting...I don't play for that team. I don't see that as humorous. Are you a Tranny Sailor Girl?
Some casual homophobia on a Thursday afternoon..
- 29,488
I love my wife, kids, grandkids and siblings and their kids.
I think you're a gay guy Sailor Girl.
StephanieCJ
Guru
- 660
Everyone. 3/5 people in my state develop cancer.
My wife's father, mother, brother died from cancer. Similar story for most of the aunts & uncles on both sides of her family. Her PCP has never seen anything like that.
THIS is one reason why I am passionate about Medigap.
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