I didn't say the policy was different. I said the National Guardian Life agent is a different agent than a Mass Mutual agent. My point was to illustrate to Scott that Mass Mutual could care less that Lifecare is a TPA for National Guardian Life.
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of course, but my point was only that NGL retaining Lifecare is irrelevant to Mass Mutual.
Mass Mutual will decide to be in or out of the LTCi market based upon what MM feels is in the best interest of MM. MM will not leave an arena because a shared TPA helps to bring a policy into the marketplace.
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Assuming its a strong product, it will be sold to the normal LTCI demographic.
of course, but my point was only that NGL retaining Lifecare is irrelevant to Mass Mutual.
Mass Mutual will decide to be in or out of the LTCi market based upon what MM feels is in the best interest of MM. MM will not leave an arena because a shared TPA helps to bring a policy into the marketplace.
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