The OON charges for the UHC Regional PPO could be through the roof, not a good plan for someone who spends lots of time in CA during the year.
I agree. Which is why I mentioned the other ppo's as well. I wasn't saying they should choose UHC. Just laying out options.
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Hey Thank you Guys,
She has Medicare part A and B. But like i said, her premium is over $600 mth, and doesn't have Part D either.
I understand that MA is actually Part C and was hoping that going with a Private MA plan might save her $ (but I'm not sure---like i said, i'm a Newby so please forgive my ignorance).
Anyway, does any have an idea on how much her premium might be for a Med Adv Plan?
- She's 70 yrs old, in good health, and we live in S.fla.?
- Are there dis-advantages to having a Med. Advantage Plan?
Thanks again...!
The questions have already been answered for you.
Aetna, humana and UHC have ppo's at $0 premium. Florida blue ppo is $41 I believe.
Disadvantages to part c? Co-pays, coinsurance. She could lose her doctor if they decide to not take the plan one day.
To be honest you really need to have an agent that can give her the help she needs. I would pass it off to someone else before you give her bad info.
You keep on pushing part c but if I were you I would mention that she is currently spending $600, for half the amount she can have 100% coverage, no network of doctors and travel all over the US. How does that sound ma'am?