Med Supp in WI

[jdeasy]

The filing your linked to is a conversion product - an old plan that includes drugs...not the Medicare Companion. WPS has been # in sales since 2004 and is #! in market share.
I am not better than any agent. I am, however wondering why nobody considers that new plans will have low rates and that you can put a customer in a position where they pay more later, to save some today. Look at Mutual of Omaha in any state. I do realize that no plan reins supreme regarding rate changes. Our plan as average 7.4% over 10 years....much better than MOO...over 14%.
Perhaps I will just sit back an read now that I have shaken up the independent agents.

I doubt that showing that you don't know what you're talking about in other States has shaken anyone up.

You are probably right in your state. What you're saying is probably the correct approach for my State of Ky as well. Here, after the initial 6 months at age 65, people cannot change med sups without passing underwriting unless they qualify for some other GI.

Putting them into a cheap today plan that will increase above average over the years that they are stuck with is not the proper thing to do. In States that have an annual GI, like Missouri, it would be foolish to not move them to the lowest cost every year.

Still, even to try and do what you claim to do about protecting them from increases takes more seer skills than most agents possess. Also, your State has different rules than the rest.

If I were going to sell med sups in Wi., I would listen to what you have to say. You should listen to others that are not from Wi. if you want to lecture.

 

[sman]

Oh sure, you've shaken us up. What's it like being better than everyone else (or at least thinking you are)? I don't know what I'm going to do now. Maybe I'll just keep taking care of my clients. You wouldn't make it here in Georgia writing with just one company for more than a few years. Glad it's working out for you in Wisconsin.

 

[HealthGuy]

Funny: MedicareGuy: WPS has had some of the WORST rate increases over time in the med sup market (they start off cheap and get real expensive over time) and FURTHER great customer service with WPS? What have you been smoking man...You have got to be kidding. GREAT customer service? Laughable, thier service (especially claims processing and application processing) is the worst in the industry. The way they process applications and claims is slow, disorganized, and completely redundant. They are the worst company. Have fun selling them and working with them.

 

[MedSuppPro]

Perhaps I will just sit back an read now that I have shaken up the independent agents.

It's always entertaining when some captive home office "Santa Clause" attempts to run us hardworking indy agents down by telling a bunch of Kool-Aid stories.

Keep drinking that WPS corporate Kool-Aid!
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[Medicareguy]

Med supps in WI is like the wild wild west.

 

[HealthGuy]

MedicareGuy: I love how you pimp yourself. You must have the biggest swinging dick in the forum.

 

[sman]

He's a legend in his own mind. Usually those that brag don't have anywhere near what they say. That's my experience anyway. Maybe he's the exception.

 

[HealthGuy]

You mean his schlong is only 3 inches, not 6?