lifeismylife76
Super Genius
Today I went on an appointment and met with a 79 year old man on a fixed income who stated that he had just changed his Medicare Advantage Plan from Coventry to UnitedHealthCare with an 8/1/2018 Effective Date through another agent, but he did not receive Extra Help or Medicaid benefits. Notes on materials from the other agent (who's phone number she hand wrote on the enrollment guide was disconnected BTW) showed that the agent was there about a month ago, the middle of July, today is August 16.
I checked Medicare.gov and he was, in fact, enrolled in the plan and had NO SUBSIDY. He hadn't moved in 3 or 4 years, none of the other election periods were valid. I found it odd. How could this happen??? Doesn't Medicare have to approve the plan change?
On a side note, there was also evidence he had applied through her for a Hospital Indemnity Plan that he definitely would not qualify for at a reasonable price for his age and health, if he could get approved at all!! Not to mention he is on a fixed income.
I checked Medicare.gov and he was, in fact, enrolled in the plan and had NO SUBSIDY. He hadn't moved in 3 or 4 years, none of the other election periods were valid. I found it odd. How could this happen??? Doesn't Medicare have to approve the plan change?
On a side note, there was also evidence he had applied through her for a Hospital Indemnity Plan that he definitely would not qualify for at a reasonable price for his age and health, if he could get approved at all!! Not to mention he is on a fixed income.
