Medicare Primary, FEHB Secondary
- Thread starter somarco
- Start date
PTAgentInNJ
Expert
- 23
Not at all. I think the last person I spoke to had A and B and their FEHB coverage.
Wouldn’t FEHB count as creditable though so their wouldn’t be a LEP?
I was really just trying to understand if there was a scenario where something like a $0 MAPD makes more sense financially than sticking with FEHB
Wouldn’t FEHB count as creditable though so their wouldn’t be a LEP?
I was really just trying to understand if there was a scenario where something like a $0 MAPD makes more sense financially than sticking with FEHB
PTAgentInNJ
Expert
- 23
i did read that. Is there any time limit on how long they have to switch back? Could they have an MAPD for 5 years for instance and then still go back to FEHB?
As far as I know it is unlimited. I always make them hear it straight from the horses mouth for obvious reasons.
- 1,745
I was referred someone who is a widow turning 65 who will qualify for FEHB. My question is, who in the FEHB system can support her in choosing her FEHB plan? I am just doing a favor in talking to the woman for my client who mostly doesn't understand that I can't adequately analyze which FEHB plan the T65 widow should enroll in. I don't mind a bit of time to help someone but I really can't get involved in looking at the plans. Just for a sense of it, looked and there is an enormous spreadsheet with plan after plan. Not licensed for it, can't take that on.
policywunk
Guru
- 542
Not credible because not actively employed. BTW in many areas now FEHB offers MA with full part B rebate
- 1,745
Just the quick research I did took me to a place to download state by state list of plans, egad, big spreadsheet. There must be someone at FEHB that could describe the plan options to a retiree, right?
The MAPD with Part B rebate seems helpful.
And, yes, there is no end to my goodness.
policywunk
Guru
- 542
Just the quick research I did took me to a place to download state by state list of plans, egad, big spreadsheet. There must be someone at FEHB that could describe the plan options to a retiree, right?
The MAPD with Part B rebate seems helpful.
And, yes, there is no end to my goodness.
I thought they had a full reimbursement MA plan but maybe not - they do offer these that offer partial rebate but they are not MA plans
Blue Cross Basic: Will Reimburse $800/person (as of 2022)
Details: [EXTERNAL LINK] - Preparing for Medicare
Aetna Direct: Will reimburse $900/person (as of 2022)
Details: https://www.aetnafeds.com/aetna-direct.php
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