Medicare starting age ..?

[axeman462]

Thanks ... yep. Like Chaz, Florida is a different animal I think. We are in Ohio. "over 1/2 MA's ..?" We did seminars ... 90+ % supps. Horse country huh ..? I played drums with this Zep tribute briefly ... the Rob Plant guy and Jimmy Page guys were outta there ... Thanks ...

the curiosity got the best of me, so I went and looked at 60 random clients of mine, i know, its a small sample but this is what it turned out to be, take it as you will:

80% T65, 10% medicare disability, 10% over the age 65

however, I did notice that the clients I had a long time were almost exclusively T65 (because of the seminar heavy advertising I did for people T65), and the clients acquired over the last few years that were more heavily obtained via referrals and the website are more evenly mixed. so it seems my mix might be changing.

yes, horse country. we have a mini farm, a couple horses, chickens etc. I'm basically dwight schrute - half salesman, half farmer

 

[MedicareMutt]

Caveat not an agent.

What is your definition of: "going into Medicare "?

Having both part A and B in effect.

 

[MedicareMutt]

the curiosity got the best of me, so I went and looked at 60 random clients of mine, i know, its a small sample but this is what it turned out to be, take it as you will:

80% T65, 10% medicare disability, 10% over the age 65

however, I did notice that the clients I had a long time were almost exclusively T65 (because of the seminar heavy advertising I did for people T65), and the clients acquired over the last few years that were more heavily obtained via referrals and the website are more evenly mixed. so it seems my mix might be changing.

yes, horse country. we have a mini farm, a couple horses, chickens etc. I'm basically dwight schrute - half salesman, half farmer

Like Victor Hanson ..?

 

[rmhaire]

half salesman, half farmer

Didn't know you were a farmer.

Check out my post about farmers I posted this morning. In the FE forum.

 

[LostDollar]

Having both part A and B in effect.

Caveat, not an agent.

You and I have different definitions of going into Medicare.

I went into Medicare at age 65 when I enrolled in Medicare Part A. I deferred my Part B enrollment because I learned I could do so without financial penalties.

To me, the far more important question for a Health Insurance Agent is "How do I get clients and prospects to talk with me about Medicare Health Insurance in the months immediately preceding their T65 birthday?"

And the agent should understand that Medicare Dates and Social Security Dates are separate things that should be understood separately before one attempts to conflate them.

From reading here, and elsewhere, I believe that one common problem among Medicare Beneficiaries is believing they can wait until Social Security FRA to deal with Medicare issues. Not true -- anymore.

And one of your posts above suggests to me you are on the edge of falling into that trap yourself.

The statistic(s) you are asking about are not important. What is important is getting your prospects and clients accurate information about their health insurance options and avoidance of lifetime insurance penalties as they hit their T65 year.

 

[axeman462]

Like Victor Hanson ..?

sorry, I don't understand the reference

 

[MedicareWAA]

Penalty time for Medicare

You're not subject to a penalty if you delay Medicare because you're working and have other credible coverage …

 

[ValeRosso]

He rides to work every day on a friggin unicorn. Hands out bags of fairy dust to all his clients. He's got it made.

Or to put it another way. He's in Florida.

You owe me $100 for a new keyboard as I spit my coffee all over it

 

[rmhaire]

You owe me $100 for a new keyboard as I spit my coffee all over it

I'm on like my 3rd keyboard this year. Ain't this place fun.

My bad. Check's in the mail.

 

[MedicareMutt]

sorry, I don't understand the reference

Hanson is a cool cat ... check him out on Ytube ... brainac bro ,,,