There are a few carriers issuing Medigap plans via Trust / Master Contract. Covered participants receive a certificate of coverage/insurance, not a policy.
My encounter with the Trust / Master Contract format dates back to MET days. When the Trust was dissolved coverage ended.
Would the same be true for Medicare supplement carriers that utilize a Trust?
It would seem to me that loss of coverage due to termination of the Trust does not grant guarantee issue rights to transition to a new plan under current CMS rules.
Any comment or differing opinion?
Which Medigap carriers currently use a Trust and which ones used a Trust in the past?
My encounter with the Trust / Master Contract format dates back to MET days. When the Trust was dissolved coverage ended.
Would the same be true for Medicare supplement carriers that utilize a Trust?
It would seem to me that loss of coverage due to termination of the Trust does not grant guarantee issue rights to transition to a new plan under current CMS rules.
Any comment or differing opinion?
Which Medigap carriers currently use a Trust and which ones used a Trust in the past?