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This is a question that only applies in the state of Michigan and only applies to motorcycle insurance (not auto).
What's the difference between medical benefits coverage and medical payments coverage on a motorcycle insurance policy?
The only difference I noticed in the verbiage between the two policies are that medical payments coverages cease after 3 years from the accident, whereas medical benefits coverage continue indefinitely.
Is that the sole reason that motorcycle medical benefits rate about 2.5 x higher than medical payments of the same magnitude, or am I missing something?
What's the difference between medical benefits coverage and medical payments coverage on a motorcycle insurance policy?
The only difference I noticed in the verbiage between the two policies are that medical payments coverages cease after 3 years from the accident, whereas medical benefits coverage continue indefinitely.
Is that the sole reason that motorcycle medical benefits rate about 2.5 x higher than medical payments of the same magnitude, or am I missing something?
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