I didn't feel we had any drama.
Our model is this: If an agent wants in on our Friday calls and website access, they need to be producing with our main companies.
If you don't have your main contracts with us, there's not much chance you will you will sell any of it for us.
If an agent already has an up line they are real happy with, we don't expect them to come to us. But you also can't expect us to train you how to sell with 5-Star, Americo, Settlers, and our other main companies but give the over-ride WE are working for to other agencies. It wouldn't make any business sense for either of us.
It would be the exact same if you had one of your FE leads tell you when you called them, I want you to come out and teach me about the product and qualify me for the right company but when I'm ready to buy I have a nephew that I write the deal through.
Is there any real difference?
We want fewer agents than most FMOs are after but more volume from each agent.
It's definitely not a business model that works for everybody. We don't expect it to be.
We have a lot of agents who just have a contract or two with us. They don't want to be in on the training. And that's fine with us.
We like everybody. We just can't take on everybody. We have to be profitable just like everyone else.
Do you know if Settlers has any intention of coming into Utah? I would love to have them if they do.