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2 reasons that come to mind:
Kid in out of state college
Spouse who works out of the area/city/state or travels a lot.
I'm seeing Multi-State PPO plans that are CHEAPER than the blue's Regular PPO plans (in many cases).
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I called BCBS-IL to find out more about the M.S. plan. Brokerage services says that they have to show it on the website due to government regulations, but no agreements with other states have been finalized. Don't sell it yet.
OK...
I never paid any attention if it was a regular bcbs or mulit state... I just sell the best fit and from what I remember all these plans were CSR plans and they came to the table with like a 250 or 500 deductible and like 500 total opkt
I have an email from BCBSTX stating we are good to go on selling it and we will get paid on it like normal
. BCBS-Tx and BCBS-IL are "sister" companies, yet mine tells me not to sell the M.S. plans because the various state arrangements are not finalized. Go figure...