True. United of Omaha (Uoo) is the life carrier in most states (except NY) and Moo is the carrier for the mail order products, as well as cancer and medicare supp. Moo also has group plans for life, DI, etc. The licensing for Moo is same for all carriers (one agent #); however, you can be licensed with United only to sell life. That does not mean you are automatically licensed with Moo. It all depends on your Imo/Fmo and state.
Mutual of Omaha - Living Promise
- Thread starter Tom from Denver
- Start date
True. United of Omaha (Uoo) is the life carrier in most states (except NY) and Moo is the carrier for the mail order products, as well as cancer and medicare supp. Moo also has group plans for life, DI, etc. The licensing for Moo is same for all carriers (one agent #); however, you can be licensed with United only to sell life. That does not mean you are automatically licensed with Moo. It all depends on your Imo/Fmo and state.
- 6,134
I have a United contract. I write the children policies a lot. Just checking about being able to sell the living promise also which seems like I can
It should be available to you. If your IMO did not offer it as FE, then call the main number and have the download sent to you. Are you using Winflex?
The reason I asked about that is that some IMOs offer FE only and some offer the traditional life only, while the same carriers offer both. Also, bigger carriers like Moo offer just about anything if you research the agent portal.
The reason I asked about that is that some IMOs offer FE only and some offer the traditional life only, while the same carriers offer both. Also, bigger carriers like Moo offer just about anything if you research the agent portal.
You can either contact your present upline and have it added or you can put that contract through another IMO. Either way you want.
Tom Harford
Expert
- 27
Just a heads up on adding Living Promise with your existing IMO, most will not offer full FE street level commissions .
Connecting with a someone like Todd could bench more profitable with the full blessings of M of O.
I think you mis-read Tom's post. To para-phrase, he said that you should be careful so that you don't get below street level. He didn't say anything about "above" street level.
Street level is 110% (ages 45-75) . Renewals are 6.5% years 2-10 and 1.0% thereafter.
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