As a registered rep. I am now required to get E&O coverage. The company says it has shopped around and got a deal on some coverage. I know the prices are higher than some of what I've seen advertised here. I can sign the forms and get: $1M per occurence/ $3M aggregate for $1060 per year or $2M per occurence/ $6M aggregate for $1360 per year I know I have seen some people here quote lower prices when discussing the issue. I am not required to get the stated coverage, however if I shop around it must meet the following requirements: $1M per occurence/ $3M aggregate. Coverage must cover all companies affiliated with. Coverage must be underwritten by a company rate a minimum of "A" by A.M. Best. Is there something that is a significantly better deal, or should I just make out the check? :( Would you go with the $1M/$3M or the $2M/$6M?