My personal experience with Aflac

[hodaka1974]

Re: Working for Aflac?

Conseco
Continental Life
Continental life of Brentwood, TN
Guaranteed Trust Life
Pennsylvania Life
Colonial Life
USBA (underwritten by New York Life Insurance Company)

These are the ones Im familiar with, there are hundreds more!

As for my comparison between Primerica and AFQuack… I compare the two because You are telling me how credible AfQuack is… Which is not true… The Fortune 100 Best companies to work for have NOTHING to do with agents… its 100% hourly/salary employees… It's the same crap with Crimericans… oooh we are credible b/c we are a subsidiary of CITI, the largest company in the world!

Puhlease!

Bottom line… Both companies are recruiters…. Both companies have extremely high turnover rates… Both companies have a bad name in the business (amongst agents)… As far as Im concerned they are lumped into the same category as NAA and MEGA Life… ALL Big Recruiters, high turnover, bad name…


.... It doesnt take a sharp pin to bust AFQUACKS bubble, a finger nail does just fine.

Ah what?? those companies you listed do not pay cash to the policy holder.

Now the #30 best company to work for comes from the salaried employees and not the agents this is true. But an agent is only as good as his/her back office. So if you do not like to work with a fortune 500 company #164 and [SIZE=+0]#30 best company to work for that is up to you.[/SIZE]

[SIZE=+0]AFLAC did not become a $60 billion dollar company and the number one provider of sec.125 plans in the country by being a bad place for agents to make a living. [/SIZE]

[SIZE=+0]Fact CTIT is not the largest company in the world, it is #14. Walmart is the #1 largest company in the world.[/SIZE]

[SIZE=+0]And the hits just keep coming---[/SIZE]

 

[Delta76]

Re: Working for Aflac?

Ah what?? those companies you listed do not pay cash to the policy holder.

Some times you don't know how much you don't know.

 

[hodaka1974]

Re: Working for Aflac?

Ah what?? those companies you listed do not pay cash to the policy holder.

Some times you don't know how much you don't know.

What I do know is that AFLAC pays cash to the policy holder.
Now those companies do not pay cash to the policy holder, there health products pay the Dotors & Hospitals, or prove me wrong please.

 

[STIBROKER]

Re: Working for Aflac?

What I do know is that AFLAC pays cash to the policy holder.
Now those companies do not pay cash to the policy holder, there health products pay the Dotors & Hospitals, or prove me wrong please.

and a own occ disability policy pays the client 75% of his income till age 65...... and what does AFLAC offer.......

 

[David C]

Re: Working for Aflac?

It seems two issues are overlapping here.

The mass, can you fog a mirror, recruiting by Aflac, and the quality of the offering.

If I were to sell a cancer policy it would be Aflac. I'm TOLD (can't verify) that they have never raised the premium on an in force cancer policy. I've seen the rate increases on some others. I've seen LNL's dog of a policy here in Georgia. Most of the benefits drop off after age 65. I don't follow the cancer policy market closely so maybe I'm not the best witness. But I am convinced it's the best (overall) cancer policy out there.

 

[STIBROKER]

Re: Working for Aflac?

I But I am convinced it's the best (overall) cancer policy out there.

and why would one need this.......

 

[David C]

Re: Working for Aflac?

Do you mean why would someone need a cancer policy?

 

[STIBROKER]

Re: Working for Aflac?

Do you mean why would someone need a cancer policy?

yes...........

 

[David C]

Re: Working for Aflac?

If you don't have all the other insurance bases covered, then you don't need to buy one. But if they are covered, and you have reasonable disposable income, and you have a family history of cancer, then it might be a good buy.

I was diagnosed with Stage IV Adenocarcinoma in April of 2005. That's lung cancer. I smoked three cigarettes in the 6th grade, so I didn't bring it on myself. We have excellent health insurance through my wife's employer, but there are so many different costs associated with treating this crap that it would blow your mind. Unfortunately I never bought a cancer policy on myself, I wish I had.

 

[Delta76]

Re: Working for Aflac?

What I do know is that AFLAC pays cash to the policy holder.
Now those companies do not pay cash to the policy holder, there health products pay the Dotors & Hospitals, or prove me wrong please.

While I am not familiar with all the companies, I do know for a fact that Colonial, Conseco, and Assurity all pay cash directly to the policy holder, they are not medical insurance companies. I have sold AFLAC before, I'm not fighting with you on the quality of the company, I'm just saying that their other competitiors out there that are good at what they do. Colonial in my opinion has more innovative products and a better support system, however, there are areas where AFLAC has advantages.