My personal experience with Aflac

[LotusBloom]

I have worked with a marketing company that sells wholehouse filtration systems. Now that was hard work! People will buy what they want, not what they need...A good salesman will make them want anything! I am going with AFLAC to get into the insurance business. The knowledge that I already posess on marketing and running an agressive campaign for sales is going to make this seem like a cake walk. I'm tired of making sales that line an "owners" pocket! Now, I will be expanding my line later on, and when I do, I will be using another major company that sells in Ga.

Everyone, put your big girl panties on! Sales is horrible and rewarding! It is what you make it!

 

[+zeek13]

It was not a LMAO, but does deserve a chuckle.

I have been with AFLAC for many years but after first couple of yrs found out how low their commissions are and how Greedy they are...I sell Med Sup and life insurance. There is no way to make good money with AFLAC..Only the top 3% in the company make alot of money. There stock is good. You have to put up with meetings and phone calls about your sales production. Go Direct sales and you will make more money and be happy

 

[xrac]

I have worked with a marketing company that sells wholehouse filtration systems. Now that was hard work! People will buy what they want, not what they need...A good salesman will make them want anything! I am going with AFLAC to get into the insurance business. The knowledge that I already posess on marketing and running an agressive campaign for sales is going to make this seem like a cake walk. I'm tired of making sales that line an "owners" pocket! Now, I will be expanding my line later on, and when I do, I will be using another major company that sells in Ga.

Everyone, put your big girl panties on! Sales is horrible and rewarding! It is what you make it!

Hope you got some deep pockets to handle the down time before all that AFLAC dough comes in.

 

[LotusBloom]

Well, having ran the telemarketing room at the company, I know either selling is your "thing" or not. Some people could not sell ice to a snowcone vendor. If you are not able to make people want what you are selling, then you will not do as well as others. My husband was the sales manager of the marketing company. It generated around 1.5 mill, which the owners embezzled and ripped off all of the employees. THIS is the reason I am wanting only to be an indie....getting training from a company would be great for the Insurance portion of the business. Marketing and getting leads is 90% of the business....or am I wrong. Is there another company out there that will help me get a license and train. I will be partnering up with my husband......so any information will be INCREDIBLY appreciated! I have been researching all day long and my tennis elbow is KILLING me.

 

[WinoBlues]

>> I have been researching all day long and my tennis elbow is KILLING me.
No, No I am not going there.

 

[Montana2]

employees. THIS is the reason I am wanting only to be an indie....getting training from a company would be great for the .

Is it so hard to spell independent?

"I want to be an independent agent"

 

[arnguy]

Is it so hard to spell independent?

"I want to be an independent agent"

Have some empathy, maybe he really doesn't know how to spell it.

 

[MartyR]

My girlfriend was recently contacted by an AFLAC recruiter about a sales associate position. He said he was "very impressed" by her resume, which we thought was weird because she has no experience with insurance or even sales in general. Let me tell you this thread has been very informative and enlightening, because neither one of us know anything about AFLAC or the industry. Here's the gist of what I learned after reading the 600+ posts in this thread:

-AFLAC recruits and hires as many agents as possible
-They give the agents to- be an "interview" (actually a sales pitch)
-Convince the agents to-be that it's a great opportunity by giving them an exaggerated income potential and misleading numbers regarding penetration rates
-After obtaining a license most new agents will get an account or two, probably from friends or family members
-The market is flooded with desperate agents and businesses are tired of constantly hearing from them.
-The never ending cold calling and door to door prospecting results in little success for the agents and due to frustration and/or lack of money, 90% of them quit within a year.
-The accounts of the 90% go to managers, which is how they make a lot of money and where the exaggerated income potential comes from.
-The 10% who are able to last become the managers
-The training that AFLAC provides (or lack thereof) may or may not be helpful for the agents after they move on.
-Seems like most of the experienced insurance guys in here are saying the policies that are offered by AFLAC are not even that good-or at the very least can be matched by other companies' on the market.
-The only advantage AFLAC has going for it, thanks to the stupid duck, is name recognition.

So I think it's safe to say we'll be avoiding this one. Thanks to everyone who has contributed to this thread and gave out great information, especially those who have sold AFLAC. I also wonder how Mr. Sisacell is doing these days lol.

 

[arnguy]

MartyR, you really gave an accurate synopsis of the AFLAC opportunity!

 

[MrMack]

-The only advantage AFLAC has going for it, thanks to the stupid duck, is name recognition.


They do have a stock bonus on every policy you sell so that is nice. It can add up over the years.

Also if a sale is sold and jet-issued in 30 seconds on Monday, you will be paid commission on Wednesday. I like to know if I need some money, I can quickly know money is on its way.

Also monthly renewal checks are great. Right now people are not buying as much, but they are also keeping what they have.

I am doing it part-time, commissions are too low for full-time.