I have thought about my niche being Final Expense focusing on the nearby South Suburbs of Chicago for the low to middle income residents. Thus far I have checked out FFL and Brokers Alliance. The only downers is that they both do not have Liberty Bankers, Baltimore Life, and Life Shield. I haven't fully noted who my "go to" carriers would be but I was thinking American General for Guaranteed. Liberty Bankers and Life Shield because of pricing. Baltimore Life because I hear of their ease of use with phone app
